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Cheap car insurance DOES exist See who we ranked

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Cheap car insurance DOES exist See who we ranked

Covers you for damage to your car, as well as to other people’s vehicles and property caused by the use of your car. This is our highest level of cover.

Are you looking for the cheapest car insurance? You’ve landed in the right place. Mozo has rounded up some of this month’s top comprehensive car insurance deals from popular Australian providers to save you time and money. Compare key policy details and discount offers before clicking to get a personalised online quote for your car.

The Australia car insurance market is highly competitive, which can make it difficult for consumers to choose the right policy for them. Often, car insurance customers make their choices based on price – but as any insurance broker will tell you, there is much more to consider – such as the specifications of the policy, your individual needs, and the standard of customer service provided.

 

Productreview.com.au lists car insurance companies in Australia according to customer reviews. Here we summarise the top 10 car insurance companies in Australia according to its customer feedback. The statistics are correct, as of July 2020.

 


Gold Comprehensive Car Insurance
Get award winning Car Insurance. Save 15% ^ on your first year’s premium when you purchase a new policy online. Budget Direct offers tailor-made cover, new-for-old replacement, 24/7 claims, a highly-rated claims service, and get a hire car following a theft.

Overall rating: 3.8 from 5,800 reviews.

Budget Direct achieved ratings of 3.9 for transparency, 4.1 for value for money, 3.9 for customer service, 4.0 for timeliness, and 3.8 for job satisfaction. Customers were able to take out their insurance quickly, thanks to easy-to-understand policies and a hassle-free process.

Budget Direct is a general insurance company that employs over 1,300 people, serves nearly nine million customers, and has partnership agreements with hundreds of car repairers and building contractors in Australia. Policyholders can make a claim 24/7 and can customise their coverage by adding one or more optional features, including hiring a car following an accident or flood cover for their home.


Comprehensive Car Insurance
Get on the road with car insurance you can depend on. Now with up to 30,000 Qantas Points when you join by 2 May (points awarded will be based on your premium). T&Cs & eligibility apply.

Qantas has recently entered the health insurance market and is currently offering a range of health insurance policies that gives you value for money even if you do not get sick. By signing up with Qantas Health Insurance, you may be eligible for the following on select covers:

  • Up to 65,000 bonus Qantas Points when you sign up for Gold Hospital and Top Extras Cover for Singles.
  • Up to 130,000 bonus Qantas Points when you sign up for Gold Hospital and Top Extras Cover for Couples, Single Parents or Families.
  • Up to 20,000 more Qantas Points for every year that you stay active with the Insurance App.
  • 1 bonus Qantas Point per dollar spent on premiums.
Comprehensive Car Insurance
Flexible, great value comprehensive car insurance for every-day Australians. Option-up your cover to suit your needs. And our $75 online discount makes the choice even easier. Winner of Mozo’s Exceptional Value Car Insurance 2020.
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Comprehensive Car Insurance
Stella are changing the tune on car insurance, offering car insurance made especially for women. Features include no claim reward, new car replacement, customise your policy and more. Enter your car rego and get a quick quote online.

The power of the Stella community lies in our ability to create real benefits from the fact that our female members statistically drive safer.

We’re competitive on price but know we’re providing comprehensive cover for your car and any damage you might cause to other peoples’ cars and property.Stella car insurance provides comprehensive car insurance for women. Women are statistically safer drivers, which means that Stella is generally able to offer more-affordable car insurance policies to its female-only customers.tella’s a female-focused insurer. It’ll cover you if your car is damaged as a result of domestic violence. It offers higher cover for baby gear than most, with up to $2,000 cover for prams, strollers and child seats. Get $50 cash back when you purchase online between 1 April – 30 June 2021 using the code STELLA50. T&C apply.

Comprehensive Car Insurance Policy
Bingle keeps car insurance simple – choose between Comprehensive and Third Party Car Insurance. Comprehensive covers you for accidental loss or damage to your own car caused by insured events such as accidents, theft, storms, fire.

We all know car insurance is important. But for most people it’s not something you want to spend lots of time or money on. At Bingle we offer cheap car insurance that’s straightforward, and affordable. We offer Comprehensive Car Insurance and Third Party Car Insurance. Comprehensive covers you for accidental loss or damage to your own car caused by insured events such as accidents, theft, storms, fire. Third Party Car Insurance covers you for your legal liability arising from accidental damage caused to other people’s cars and property by the use of your car.

Covers you for damage to your car, as well as to other people’s vehicles and property caused by the use of your car. This is our highest level of cover.

  • Cover for accidental loss or damage to your car, including fire, theft, flood, weather events, and driving accidents
  • Legal liability for accidental damage to other people’s cars and property up to $20m
  • Rideshare 1
  • Learners (L-plate drivers) 2
  • Baby capsules and child seats for up to $500 per item for any one incident
  • General wear & tear
Comprehensive Car Insurance
Australia Post Comprehensive Car Insurance offers a broad range of coverage and includes cover for anyone who drives your vehicle. It also covers new car replacement if your recently purchased brand new car is written off within the first three years (provided it has travelled less than 60,000km).

What’s included in your Comprehensive Car Insurance?

New car replacement

If your brand new car’s written off within the first three years and has travelled less than 60,000km, we’ll replace it with a new one of the same model or series.

Everyone’s covered

Our comprehensive policy extends to others who use your car – there’s no need to list all drivers.1

Hire car cover

We’ll keep you on the move by arranging a hire car for 14 days if you’re involved in a car accident where you aren’t the driver at fault. Just give us the other driver’s details.

Optional extras

Hire car – extra

We’ll pay for a hire car for up to 14 days while we fix your car if you or someone driving your car causes an accident. This extends to damage to your car from things like hail or fire.

Choice of repairer

We select quality, QBE-accredited repairers to carry out servicing with our standard insurance. But if you’d prefer to choose your own licensed specialist, you can add this optional feature.

Comprehensive Car Insurance
Easier, better, smarter car insurance. Say g’day to Poncho. They’ve taken the complicated out of car insurance and created a new route that’s simple, u-turn free and keeps you in the driver’s seat. No cancellation fees, 24/7 online claims service and a policy that works just like a monthly subscription.

Psst. Did you know 89% of households in Australia own at least one motor vehicle? That’s a lot of car owners face-palmed with complicated, not-so-flexible, jargon-filled insurance.This makes us sad face. Which is why we decided to (seriously) change up car insurance.

We’re highly recognised

A win for us, is also a win for you, our customers. At Poncho, we are humbled to have received 5-Stars from Canstar for Outstanding Value for our Car Insurance, being named the Winner of the 2020 Innovation Execution Award, Celent Model Insurer Awards (Global), the Finalist for 2020 Insurer Innovation Award – Digital Insurer Award (Asia and ANZ) and Finalist for the 2020 Finder Awards for Best Insurance Innovation (Australia).

You break ’em, we fix ’em. No contribution, aka excess. Please don’t actually try to break them though.

Price Saver Comprehensive
Save 15% on your first year’s premium when you buy online with Virgin Car Insurance.

Are you after a low-cost car insurance policy with plenty of flexible features? Virgin Money’s comprehensive policy might just be the ticket. It’s packed with coverage for items in your car and the four-wheeled structure itself, plus handy inclusions if your car is involved in an accident or crime. Take all that protection and slap a few of the discounts Virgin Money offers on top and you’ve got yourself a great-value insurance policy.

Like many comprehensive car insurance policies, this one ticks off major natural disasters, accidents and theft when covering your vehicle at an agreed upon value or at market price. You’ll also be sorted if you damage other cars or property, and can expect specific coverage for things like personal property (up to $500), baby capsules (up to ($500) and trailers (up to $1,000).

After an accident, you can book in for towing (if the vehicle is unsafe to drive because of the damage) and essential repairs which Virgin Money will cover, and can you claim a certain amount of travel and accommodation costs. If your car is stolen or if you’re in a not-at-fault accident, you’ll be eligible for hire car cover up to 14 days (or up to $1,000) – at-fault cover can be included as an optional extra.

There are a couple of other things which also come optionally at price bumps, like reduced excess windscreen cover, having your own choice of repairer and protection for if you break your no claims discount.

Speaking of discounts – there are a few we better mention. That no claims discount can go as high as 15% of your premium, and you’ll knock another 15% off in the first year simply by applying for your policy online.

Comprehensive Car Insurance
Making sure your car insurance is about where you’re at right now could save you lots. Start a quote with Youi today and see what you could save. Exceptional Value Car Insurance award winner in 2020.

We don’t make assumptions. We listen. At Youi, we see you as an individual. We dig deeper, ask the right questions and really get to know what’s important to you. And then we provide insurance options that suit. For insurance that values you for who you are, get in touch.

Youi Comprehensive Car Insurance goes all out to give you peace of mind that you’re covered in the event things go wrong. It offers the option of choosing your excess level, giving you flexibility to control your premium according to your budget. You’re also covered in the event of accidental and intentional damage, damage due to natural occurrences such as storms, earthquakes and floods, and fire damage.

Other features the policy comes with include roadside assistance and 24/7 claims service. And if you’re worried about the car’s contents, don’t fret, Youi has your personal property covered up to the value of $750, and offers reasonable replacement for additions to the car such as baby seats.

In the case of an emergency, Youi Comprehensive Car Insurance will cover reasonable towing costs, and when you’re more than 100km away from home, will give you up $1,000 for emergency accommodation or other travel arrangements.

Access to a rental car after an accident is an optional extra that comes with Youi Comprehensive Car Insurance and, if you’ve modified your car, there’s also the opportunity to cover those modifications for a price – but you’ll need approval from Youi first.

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